Notorious financial pyramids which from an easy hand of Mavrodi propagated in hard post-Perestroika times took other form today, but did not lose the essence. Nowadays financial pyramid most often represents the project on the Internet veiled under fictitious bank structure, trade enterprise or a game, but often everything is simple and clear literally from the first acquaintance to structure.
Signs of a financial pyramid
The scheme of all financial pyramids, despite all tricks and innovations of the creators, has a number of the general signs by which it is simple to recognize structure of building of the capital and money turnover at the expense of new members. Such factors belong to the main signs of a financial pyramid:
- The initial contribution is the very first requirement in any financial swindle. If to look narrowly at how the financial pyramid works, then it becomes clear that the income of each member of the team depends on the number of people whom it involved also the subsequent to them to a chain of new investors.
- The main objective of all participants of the project is involvement of new people. That is, each new member has a task to create own chain of investors whose of contribution sum he receives a certain share.
- Modern pyramids often mask under network marketing, offering some product. However the essence from it does not change as the product is necessary to nobody. As sale any goods can be offered, very often it is various training courses, trainings and allegedly ready business projects. The company positions itself as the project for advance and sale of products, and actually income and financial base are formed from obligatory contributions of newcomers of members.
- Priority of earlier entered investors. In any pyramid there is one direct trend – the before people it was entered, the more its income. It is one of the most clear and elementary principles of swindle, the earlier you enter the project, the more really to gain income at the expense of newly arrived participants.
- Infinite motivation and the psychological pressure disguised under friendly care of a financial state. Actually only what organizers are concerned about - it is own benefit, and new members process and constantly professional psychologists warm up.
- Offshore registration and unknown heads. Creators of financial swindles always very carefully care for observance incognito of the top management, and the project can be registered in Cyprus or the Seychelles.
Financial pyramids on the Internet
New financial pyramids constantly arise on the Internet. For certain to everyone the enticing letters and mailings which promise smoothly running business or simple work for 2-3 hours a day with the solid sum of income come to a mailbox.
Many beginners are bought on similar advertizing links and buy in principle to nobody the necessary infoprodukta which essence comes down to their further distribution. Extraction of benefit, as well as in any pyramid, is based not on the value of the product here at all, and on the same involvement in structure of new users. Except distribution of dummies for decent money various cash desks of mutual aid, the credit companies and games with an obligatory contribution belong to the similar category of swindles. Examples it is possible to give a set – Taxi Money, Podarok Druga, Webtransfer Finance.
How to construct a financial pyramid?
Before answering a question how to create a financial pyramid, It should be noted that this type of activity belongs to the category of fraud and for it there is an article of the Criminal Code. Principle of creation of a financial pyramid simple:
- Creation of a product of sale.
- Available and widespread advertizing in network.
- Anonymity and zavualirovannost of personal data.
- Powerful evidential motivation for communication with the potential client.
It is enough to read one of textbooks on economy or finance to understand how the pyramid works. However not superfluous at the same time will also study the Criminal Code.
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