Over time, any asks a question how to choose reliable NPF to ensure a reliable old age. Relatively recently, for improvement of quality of life on pension it was possible to use only an investment of the available personal capital. Today, everyone has an opportunity to have direct impact on the amount of future pension, even without personal financial investments. That to make it, it is necessary to know that to choose RPF or NPF and what of them is better.
How to choose NPF for an investment part of the state pension?
It is better to choose a question, what NPF, everyone solves for himself, proceeding from personal representations concerning the level of any NPF and degree of its reliability. But anyway, there is a number of the main moments which need to be taken in attention then not to regret for the incorrect choice.
So, how to choose NPF not to be disappointed - certainly, financial stability of the chosen fund will be one of key indicators in this case – the main task of such fund is not only saving, but also the subsequent enhancement of the available savings.
But how to define, it is how possible to trust any given pension fund – here in what a question.
It is possible to obtain necessary information in the history of NPF, at the same time it is necessary to specify surely how long and how successfully there is a fund. For the last few years it is possible to observe a large number of the NPFs which appeared recently which promise much, but as far as these promises will be kept – nobody will be able to tell. It is better to avoid such funds, and to trust only in the enterprises checked by time which survived in the conditions of crisis and having wide experience in this segment of the financial market.
It is recommended to draw close attention to reputation among competitors and clients before making the choice of NPF. For this purpose, who counts on stability and quite good pension, very useful will be to study all useful information about the fund chosen by it (usually it is on the website of fund, but it is better to address independent sources). It is important to find out that with the chosen pension fund there were no problems in the financial plan earlier.
Before making the final decision concerning the choice of the pension fund, not superfluous will be to look at profitability of fund, various ratings among similar structures. As far as your capital will be increased that is one of the most important indicators for clients will depend on these indicators directly. Information regarding profitability is provided by NPF, but for obtaining objective information, it is possible to use various portals of this subject and also services of rating agencies which annually sum up the results in this area and will publish it.
So, if you want to choose really stable NPF, then it is necessary to pay attention to a number of some rules. As a result to choose the optimum pension fund of non-state type, a lot of time is necessary not so. What to choose NPF – in this case only you have to solve personally, however adhering to the recommendations given above, you will be able to make a choice by more correct, increasing the probability of receiving good pension already shortly. The main thing not to stop the choice on beginners of not providing guarantees.
What to choose - RPF or NPF?
It is a question today concerns many, but to give definite answer to it very not easy. The fact is that the NPF not only keeps means, and and increases, and here the RPF – only keeps. However, to negosudarsvenny structures there is always less trust. There is a dilemma, less, but reliably or with risk, but it is more. Here already the choice personally for you and any expert will not be able to give advice and 1005 a guarantee, having advised one of funds.