Much, even to the wealthiest people it was necessary to meet on the course of life monetary difficulties. But there is also that category of people which there is not enough finance practically always. They live from salary to salary, somehow making ends meet. All who appeared in this difficult situation are tormented by a question - why there is not enough money constantly?
The main reason for deficiency for finance - the expenses exceeding income. Therefore it is initially necessary to try to cut down whenever possible the expenditure, or to try to increase the level of income. It is extremely undesirable to get into debts as it will be very difficult to get out of the formed vicious circle. Continuous increase in prices for all goods and services at the invariable wage level also create an imbalance between the forced expenditure and profit. Capture of a consumer loan can aggravate a situation.
What to do if there is not enough money?
In this case it is recommended to keep account of all income and expenditure, and the subsequent their analysis. Such reception will teach discipline in relation to finance, will allow to see what means are spent for. At monthly calculation further it is possible to plan the expenses in advance, considering that can be afforded and what it is better to refuse. If there is not enough money for life, it is necessary in every way to try to increase income, to receive necessary qualification for increase at work, to look for various sources of additional profit.
How to live if there is not enough money?
It is necessary to learn to live within means. First of all to refuse to itself purchase of expensive things and goods, rest in elite places. It is necessary to postpone cash every month even if in small quantities. This grist will become a certain safety cushion in really difficult monetary situation. To learn rationally to manage the budget everyone will be able, the main thing to manage to bridle the desires and not to spend money for what it is possible to do without.
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