According to exercises of the famous writer and millionaire Robert Kiyosaki, the most successful people occupy a cell of society under the name Investors. The most interesting that it is a little such lucky, but in it a quadrant of a cash flow the most part of finance of the whole world is concentrated.
To open for itself the world of investments, it is important to understand the existing types. Besides everyone who armed with desire and aspiration to change the life to the best can move himself to a desirable cell.
Essence and types of investments
The investment of the finance in any business, the industry, the economic vital sphere is impossible without expectation on obtaining benefit for itself, let and not in the next, but in the any future.
Our investments will be transformed to assets, to a certain profit which fills up a purse with treasured notes. It is important to note that the essence of any kind of investments is that money of the investor is transformed to income which can be in the form of securities, in cash or even as new skills. In other words, the person invests the money, time now to receive a certain benefit for himself.
The invested money works for you, increasing initial contribution – here as differently it is possible to formulate an essence of investment process briefly.
Investments are a kind of value of property and also intellectual character. At the same time there is a considerable number of their classifications. So, distinguish the main of them:
- real investments;
- kapitaloobrazuyushchy;
- portfolio;
- straight lines.
It is important to note that their main difference is that income will be only when the cost of the object grows. If it is about obtaining skills, then such profit on it will be in case it has positive impact on development of vital events, affairs.
Real investments
Investments into agriculture, the industry or into any other production of goods received the name real. In addition, purchases of the assets having intangible nature concern them. These are various patents, copyright of something.
If to consider real investments in terms of development of the enterprise, then thanks to them the organization can study all new and new markets, intensively develop, increasing at the same time both quality of the made products, and own income.
Also the investment of investments into the real estate is considered one of the most reliable types of investment.
Kapitaloobrazuyushchy investments
They include various costs of capital repairs, again, in non-material expenses. Here carry expenses on construction, reconstruction of the enterprises, costs of construction of housing type. Their principal value is that such deposits can resolve social problems.
Portfolio investments
Often the financial organizations, individuals, funds act as portfolio investors. Investments into securities, stocks, bonds represent this type of investment. Distinctive feature is that the investor is not obliged to take active part in management of the organization. In case of exchange crisis, it has the right to sell the securities which are available for it.
Direct investments
They provide the investor with possession of a controlling stake. Owning direct investments, he has full authority to receive not less than 10% of the authorized capital recorded in constituent documents of the organization.
Will not be superfluous to note that today sharp reduction portfolio and increase in volume of direct investments is observed.