Agriculture did not find any support and attention from the state until recently, amateur farmers have been forced to develop and pull all expenses on themselves. Now agriculture and in particular its development one of the priorities of the authorities and states in general. How to develop agriculture today, many fans and owners of the private earth will ask, people who do not represent the life without village, but also independently have no opportunity to develop and get economy in large number.
Instruction
1. Here, of course, it is necessary to begin to build all the hands, to create independently cages and animals enclosures, to improve the territory, etc. It is necessary to perform works personally, trying to save on purchase of expensive devices and forages, for a start it is possible to use improvised materials and the forage which is grown up independently, and it is the best of all to spend monetary savings for acquisition of animal, new grades saplings, etc. In addition also and from the state it is possible to wait for material support today. All fans of the earth and owners of agricultural grounds are given opportunity to take the special bank credit for development of farm on preferential basis that agree, pleasantly and it is useful for many beginning farmers.
2. First of all, it would be desirable to note that credits of this sort are issued to only officially registered agricultural enterprises or the relevant cooperatives and only for purchase of native, domestic agricultural raw materials, fertilizers, forages, seeds, duplicate parts for the equipment, etc.
3. Register consumer cooperative or the agricultural enterprise which will have collective not less, than from 5 citizens and 2 legal entities. At the same time your cooperative has to have own administration premise equipped with the necessary communications and, respectively the earth.
4. Create reserve fund. It has to be not less than 10% of share fund. At the same time the share fund has to be surely completely paid by members of cooperative, and its size has to be no more, than the size of net assets of the enterprise.
5. Specify whether everything payments are made by the existing cooperative, whether there are no what debts to the budget of the country. The credit history of the agricultural enterprise has to be positive.
6. Make the business plan of the development which has to contain all calculations and confirm that the project effective. So, for example, if you want to build additional constructions, specify what will take place there, and for what purpose they will be used, and also during what time will be able to materialize themselves.
7. Be in bank personally. Write the application in any form of granting the credit for development of agriculture.
8. Wait for the reply of bank which will direct you for filling the questionnaire application to receiving the specified credit in the nearest future. Fill out the questionnaire and prepare all list of documents which is specified there (the design and estimate documentation, all documents on the cooperative, the documents confirming the property right to the earth, etc.)
9. Transfer the completed questionnaire application and all list of documents to the staff of bank. Obtain the credit for development of the economy. You remember, the sum of the credit has to be used only according to purpose and it can be various. The bank itself determines the sum individually for each economy. It is necessary to know that for receiving the credit for development the cooperative has to have on the account own savings in the amount of not less than 25% of required cost.