How to spend maternity capital for construction of the house

How to spend maternity capital for construction of the house

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Construction of country house business quite long and costly. The most important is to calculate the financial opportunities. But owners of the certificate on receiving maternity capital can try to use it for designated purpose.

It is possible to construct country house (private housing construction) with use of the maternity (family) capital according to the law on its use. For construction of the house the parcel is necessary. No matter, in what way it at you has appeared – you have bought it or have inherited. The main thing that the owner of the site was that on whom the certificate, or his spouse is issued. The site should not have any encumbrances, and it has to be the earth under building of private housing construction. It will not be possible to update country house on maternity capital.

If these documents at you as it should be, you have to prepare documentation on future house. It is necessary to make the town-planning plan of the site, the scheme of the parcel with the place of private housing construction, the architectural passport of the project of the house. You should file all these documents to local governments of that territorial subject of the federation where you are going to build the house. It is possible to make it via the portal of state services or to register in MFC.

 Have got house construction permit? Perfectly, the time to the notary means. He has to testify your consent to allocation of shares to children and the spouse. Often this point misleads. However here everything is simple. Maternity capital is called not just like that family - "benefits" which with its help are received, are divided into all family in equal shares. It is necessary to allocate shares to children only after you receive the passport of the house, within half a year. Terms of the building of the house it is not established. All know that the house is under construction not one year.

You have the right to build the house with contract organization, then money will transfer to its account. And you can independently, but in this case consideration of your statement can drag on. If you take intermediaries, make out the turnkey contract. And now with all these documents it is possible to go to the pension fund. Also take the passport, the certificate, the Insurance Number of Individual Ledger Account, the marriage certficate (if the site is issued on the spouse). To all documents you make copies.

Author: «MirrorInfo» Dream Team

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