If earlier the experience of driving had no value and could only indicate skill of the driver, then today it is rather important parameter which is considered at execution of the insurance policy. The companies providing an insurance consider how long the person is driving that affects the policy price. By the way, statistically drivers who are driving already more than 4 years are guilty of the majority of accidents and feel too sure.
Before finding out how the driving experience is considered, it would be desirable to stop on some important points. Many companies consider, the more the person carried out time driving, the less it should lay out money for an insurance, besides can provide different bonuses. Still some organizations for issuance of credit on purchase of the car can demand an experience of driving. Experienced drivers can count on receiving more favorable conditions.
How the driving experience for an insurance is considered?
Actually everything is rather simple if the person acquired the first rights, then his experience begins with date of issue of the document, at the same time the amount of the spent time driving is not considered. If the rights not the first, then it should be taken into account a mark in which it is specified since what year the experience is considered. There is one more option as it is possible to confirm exact start date of an experience, using a driver's card. In this case, if in the rights there is a phrase – BP. time. it is given out and there is number, the last two figures and specify for a year of delivery. For example, AVF472332-88 of century of times. it is given out, the experience needs to begin to be considered since December 31, 1988.
Understanding how the driving experience for the CMTPL is considered, it is worth noticing that only full years of an experience and age are considered, that is the report begins next day after the birth or issue of documents.