Sometimes parents need the help, but to share with them earnings very difficult. In this case to have to divide small finance into two families, it turns out that is not enough for all. There are several cunnings which help to save, having used them, you facilitate the situation.
It is possible to help the senior generation not only money, it is possible to give support by things, products, and it will allow them to keep the finance already. And offering such help, you will be able to leave much more in the pocket.
Wholesale purchases
You often buy products, it is need for each family. But if to unite requirements and to get something wholesale, expenses will be reduced by 10-20%. For this purpose it is necessary to go to shop 1-2 times a month, buying all necessary. Make the list of the necessary things, specify necessary quantity. Then choose a wholesale warehouse or shop where the prices will please you. Usually in such places there is the minimum sum of purchase, but getting something on two families, you will be able easily to conform to requirements.
It is important not to buy anything superfluous, it is necessary to get something that was not in the plans. Of course, you should not ignore useful actions and discounts, but every time think of usefulness of things. Your purpose to save.
Joint purchases
Today there are websites of joint purchases. People unite and get things from the producer at minimum price. There is no margin of shop that allows to save from 30 to 60%. It is possible to buy thus furniture, ware, bed linen, clothes and even products. Find the similar website of your city and begin to compare the prices. When something it to be necessary, go not on shops, and to this resource. Joint purchases have essential minus — to have to wait for the order up to 30 days. But if you adapt, then everything will perfectly develop. In advance order gifts, buy necessary things for family and for the house. Also help parents necessary things, but not money. To you it will be cheaper.
Coupons and discounts
Today there are websites which allow to use discount coupons, to participate in actions. Look for such offers, begin to watch opportunities. Your parents need to visit the hairdresser, and here you can find him an action which will keep up to 70% of funds for a new hairstyle. They need to make tests or to undergo inspections at doctors, too it is possible to save on it. Services of the stomatologist can cost 50% below, than usually. And it will be very relevant support, though does not demand considerable investments.
Teach to save
The help to parents can be also what you prompt to them that they not always truly keep the budget. Point by it to excess expenditure, convince that it is possible to watch expenses and show the principles of saving money. You can suggest them to conduct an account notebook in which to bring all purchases, it will visually show leakage of means. You can prompt how to invest money monthly to gain additional income. You show consideration for them, and perhaps it compensates them a lack of cash flows.