In modern time most banks allow the potential clients to order the credit card online. It is very simple and convenient procedure allowing to save a lot of time.
Instruction
1. Look through the list of banks which issue credit cards on the most favorable conditions. For this purpose you can use information which is posted online or personally visit banks and ask the questions interesting you to specialists.
2. When you decide on bank in which you want to issue the credit card, visit its official site and fill out the online application. As a rule, when filling the questionnaire you will need to provide the following information: Full name, passport data, residential address and registered address, phone, taxpayer identification number and also data on the place of work, family, possession of property, conscription. Pay attention that the online application should contain only reliable information as all data are checked by security service of bank. Besides, when receiving the credit card the bank can demand to be in office and to document all specified data in the questionnaire.
3. After execution of the online request for receiving the credit card you will need to wait. 2-3 days later you the employee of bank will call and will report about the positive, or negative solution in delivery of the credit card to you. At the positive solution you will be told when in what time and with what documents to suit you behind the card.
4. There are banks which send the credit card by mail. In this case you should receive personally it as the card is not activated yet, and only that person who really ordered it will be able to activate it, that is - only you.
5. So, having received the credit card, you need to undergo the procedure of activation. It can be done or by means of the ATM, or having called bank.
6. Together with the credit card in the closed envelope the employee of bank will give you the PIN code consisting of four digits by means of which you will be able to use the means which are on the card. Remember that except you nobody knows the PIN code of your card therefore if you lose it or you will forget, the card will need to be reissued.
7. When the card is activated, from a reverse side on a special band append the signature.
8. After receiving and activation of the credit card you can quietly remove from it cash, or pay with it purchases.