In modern time some banks provide to the potential clients to issue the request online for receiving the credit card. It is very convenient procedure which allows to save a lot of time.
Instruction
1. Attentively check conditions of the banks issuing credit cards. For this purpose use information which is posted online or personally visit credit institutions and ask specialists the questions interesting you.
2. Having decided on bank in which you wish to issue the credit card, visit its official site for filling of the online application. As a rule, when filling the questionnaire the banks ask to provide the following information: Full name, passport data, residential address and registered address, phone, INN, place of work, marital status, existence of property and conscription. Specify only reliable information as all data will be checked by security service of bank in the online application. In addition, at design of the credit card, the bank can ask you to come to office for confirmation of all data specified by you in the questionnaire documentary.
3. Having filled and having sent the request for receiving the credit card, you will need to wait. In 2-3 days the employee of bank will call you and will report about the solution (positive or negative) in delivery of the credit card to you. If your application is approved, you will need to come to bank with documents which list you can learn from the employee of credit institution and receive the credit card.
4. The employee of bank together with the credit card will give you the closed envelope in which there will be a PIN code (four-digit number), it will need to be entered for carrying out card transactions. If you lose the PIN code, you should contact bank for rerelease of the credit card.
5. Some banks send cards by mail. In this case you will need to receive and undergo the procedure of activation personally. It can be done or via the ATM, or having called bank. After activation you can use the credit card.